Cut Crap You Don’t Use and Sell Your Stuff
There are 24 hours in a day. 168 hours in a week. 8,736 hours in a year. We all have the same amount of time to work to earn an income, spend, cut back, budget, and [...]Recommended For You:15 Steps...
View ArticleEarn More Money to Transform Your Finances
The insights we’ve shared over the last 12 weeks are a great start to righting a severely off-course financial life. Whether it is trimming a few dollars from the budget by cutting back, saving $100 by...
View Article20 Important Financial Tasks To Do Each Year
It can hard to keep track of all the various financial tasks you need to do during a given year. Today I thought I would share a simple list so you can map it out on [...]Recommended For You:Year-End...
View ArticleHow to Get Your Resume Noticed
When you’re looking for your next job there are two ways to get your resume to potential employers and hiring managers: Send your resume to them through an application process Have them (or the...
View Article21 Money Mistakes and Problems to Avoid
Throughout the financial improvement series, I’ve shown you how to save tons of money with big wins, how to automate your finances, and overall better your financial situation. But I know some of you...
View ArticleShould You Buy a New Fuel Efficient Hybrid or a Used Car?
With gas prices continuing to rise there has been an equal increase in the amount of marketing for new fuel efficient vehicles and hybrids. Some of these vehicles claim to have anywhere from 40 miles...
View ArticleWhat is a Pension Plan?
Pensions are sadly a dying breed of a type of benefits that reward employees for their loyalty for working for the same firm for a long time. With the newest batch of employees that are just...
View ArticleHow Safe is Your Pension and Can You Depend on it for Retirement?
If you are lucky enough to have a pension plan at work, your next concern is how much you can actually depend on it when you get to retirement. In other words, is your pension plan [...]Recommended For...
View ArticleA Guide to Withdrawing Money from Your Retirement Accounts
You’ve made it! All your diligent financial planning, spending less than you earn, and investing has finally paid off. You’ve reached retirement with a nest egg spread out across several retirement...
View ArticleImportant Tax and Filing Dates for Individuals and Small Businesses
For both individuals and small businesses, keeping track of all the important tax and money due dates throughout the year can be overwhelming. Forgetting a deadline is an extremely costly mistake in...
View ArticlePlanning for Annual and Irregular Expenses
Have you ever been caught off guard by an annual expense that you had forgotten would need to be paid this month? Maybe you pay your life insurance with one payment every year or your dog...
View ArticleBest Short Term Investments for Your Money
Do you have some money you need to invest for a short period of time? Maybe you’re saving up for a house and want to earn a little bit of return while you build up your [...]Read Another...
View Article7 Good Paying Jobs That Do Not Require a College Degree
Previous generations have been taught that a college degree ensures a higher paying job. In recent years, college graduates are finding that no longer holds true. In fact according to the US Bureau of...
View ArticleCan a Balance Transfer Lower Your Credit Score?
Credit card debt is an expensive problem to get out of. You are paying very high interest rates likely between 12-29% APR. If you just pay the minimum payment you could easily pay 50% of the [...]Read...
View Article12 Expenses You Could Negotiate for a Better Deal
In many cultures around the world negotiation is a part of every day life. No one pays the listed price for an item; you haggle until an agreement is reached. In American society this is practically...
View Article20 Important Financial Tasks To Do Each Year
It can be hard to keep track of all the various financial tasks you need to do during a given year. Today I thought I would share a simple list so you can map it out […]Read Another Article:Year-End...
View ArticleTrack and Improve Your Credit
By now we have done a lot of work to cut down your expenses and improve your cash flow. You should also have a budget to help guide you going forward, and an emergency fund to give you a cushion....
View ArticleBudgeting: When You Track It, You Get Better at It
While you would be shocked to hear of a business running their operations without a corporate budget or the ability to account for how much is spent on marketing versus how much is spent on utilities,...
View ArticleTime Value of Money and Opportunity Cost
Could the phrase “time is money” actually be true and not just a commonly used quote? One of the most critical concepts to understand in the realm of personal finance is the time value of money. A...
View ArticleWhy Investing Through Your Bank is a Bad Idea
When considering your options to invest either for retirement or just with the extra money you have, your bank should be one of the last places you consider. Banks are places you keep money in savings,...
View Article
